Easy financing is another way that Carter Motors makes your purchase a delightful experience. Our team of seasoned financial experts work with a wide variety of lenders to find the best terms for your lease or purchase. Buying vs. Leasing Deciding whether you should lease or buy depends mainly on your lifestyle, and how you answer a few simple questions. Would I rather spend a little less each month for a car with the option to buy it at the end, or pay a little more each month and own it? How much do I drive in a given year? Would I be limited by potential mileage restrictions? Should I build some equity and put the car in my name, or forego the ownership? What do I enjoy more: driving a new car every 2 or 3 years or being payment-free at the end of a loan? When it's time for my next car, do I want to hand this one back at the end of the lease term or would I prefer to own it and eventually trade it towards a new one? It all comes down to what you want. And what you need. Once you've got some answers, let us know. You're already well on your way. Financing (traditional) When you finance a car, you have monthly payments for the length of your loan (unless you choose to pay it off sooner). After that, the car's all yours. You own it. You can drive it all you want. Financing gives you flexible terms, no mileage limits, and no extra charges for excess wear. Not to mention a chance to build some equity. So if you like to hold on to a car more than 2 or 3 years; if you feel more comfortable about actually owning a car; and if you're someone who feels that the fewer restrictions you have in your life, the better, then this may be the way to go. Just keep in mind, if you ultimately decide to resell or trade-in the car, the better shape it's in, the better it may hold its value. Leasing You only pay for what you use. Or how long you use it. Which typically means you pay less each month than you would if you were "buying" the entire value of something‚in this case‚a Volkswagen. It all depends on how and when you want to spend. Leasing may leave you more cash in your pocket to use or invest. And it gives you the flexibility to decide whether you'd like to keep the car or give it back. Many people choose to lease so they can get more car for their money. If that's what you decide to do, we have several lease terms that you can choose from. Pick a shorter term and drive a newer car more often. Opt for a longer term, and lower your payments. After all, it's the lease we can do for you. Key Benefits of Financing Key Benefits of Leasing Ownership Competitive rates Flexible terms No Mileage restrictions No charge for excess wear Build equity. Get a new car more often. Flexible terms Keep more cash to spend or invest. Purchase, sell, trade or return the car at the end. Lower monthly payments or get more car. Copyright © Carter Motors Inc 2004, all rights reserved